Trump Backs 50-Year U.S. Mortgages as Russia Cautions on Price and Debt Risks

Russian officials cast ultra‑long mortgages as a price inflator and a burden on taxpayers.

Overview

In a Fox News interview, President Donald Trump supported exploring 50-year home loans, saying a move from 40 to 50 years might help.
The idea is at the discussion stage with no U.S. policy change announced, and the typical American mortgage remains 30 years.
State Duma committee chair Sergey Gavrilov warned that 50-year terms would heat housing prices because developers would have little incentive to lower asking prices.
Gavrilov cautioned that banks lack cheap long-term funding and that extending maturities could shift credit risks to the state and ultimately to taxpayers.
Russian commentary urged supply-side steps to cut per‑square‑meter costs and expand building, while some experts said ultra-long loans make sense only at very low rates or in narrow youth-targeted programs.