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4w ago

Trump Administration Ends FHA-Backed Mortgages for Non-Permanent Residents

The policy, effective May 25, 2025, bars DACA recipients and individuals with pending asylum claims from accessing federally backed home loans.

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US President Donald Trump, left, and Eric Scott Turner, US secretary of Housing and Urban Development (HUD), shake hands in the East Room of the White House in Washington, DC, US, on Thursday, Feb. 20, 2025. The reception, which was held in honor of Black History Month, comes as Trump has ordered his administration to push companies to scrap diversity, equity, and inclusion (DEI) programs. Photographer: Shawn Thew/EPA/Bloomberg

Overview

  • HUD has officially terminated access to FHA-backed mortgages for illegal migrants and non-permanent residents, including DACA recipients and those with pending asylum claims.
  • The policy, announced on March 26, 2025, reverses a 2021 Biden-era decision allowing DACA recipients to qualify for FHA loans.
  • HUD cited concerns about the financial stability of non-permanent residents and the burden on taxpayer-funded housing programs as key reasons for the change.
  • The policy aligns with a broader interagency effort with DHS to prevent illegal migrants from accessing taxpayer-subsidized housing programs.
  • The changes reflect the Trump administration's emphasis on prioritizing American citizens in federally funded housing initiatives and addressing the U.S. housing crisis.