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Treasury Reaffirms £1 Million Cap on Farm Inheritance Relief Ahead of Budget

Ministers frame the move as a fair revenue measure ahead of the 26 November Budget.

Overview

  • From April 2026, relief on agricultural and business property will be capped at £1 million per person, with an effective inheritance tax charge of up to 20% on value above the threshold.
  • Exchequer Secretary Dan Tomlinson told MPs the government will proceed with the policy, calling it a difficult but fair change to help restore the public finances.
  • A CenTax proposal to introduce a minimum-share rule to fund a higher exemption of up to £5 million was rejected, with ministers arguing it would create more losers and affect over 1,000 estates.
  • Farmers’ groups and cross-party MPs warn the cap risks forcing sales of land or assets, and campaigners plan a ‘Day of Unity’ rally in London on 24 November to urge a rethink.
  • Further inheritance tax adjustments are under review, with reports pointing to possible limits on lifetime gifts and changes to the seven-year rule and taper relief, and consultations expected on trusts and gifts.