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TRAI Orders Phased Migration to ‘1600’ Number Series for BFSI Calls

The move targets call-based fraud by requiring regulated institutions to use a distinct caller ID series.

Overview

  • Commercial banks must onboard by January 1, 2026, with large NBFCs, payments banks and small finance banks following by February 1, 2026.
  • Mutual funds and asset managers, along with central recordkeeping agencies and pension fund managers, are due by February 15, 2026.
  • Remaining NBFCs, co‑operative banks and regional rural banks must complete migration by March 1, 2026, and qualified stockbrokers by March 15, 2026.
  • Deadlines for insurers will be set after consultations with IRDAI, while other SEBI‑registered intermediaries may migrate voluntarily for now.
  • DoT assigned the series and telecom operators will allocate numbers, with TRAI noting about 485 entities already using more than 2,800 numbers after Joint Committee of Regulators consultations.