Overview
- Baas projects the average supplemental contribution to be just over 3% at the start of 2026, countering prior assurances of stable rates.
- He says Techniker Krankenkasse faces about a €10 billion funding gap next year as reserves must be rebuilt.
- The Bundesrat’s move to send a €2 billion cost-cutting law to the mediation committee has slowed implementation, making timely relief for 2026 calculations unlikely.
- Some statutory funds may have to increase contributions again during the year if expenditures continue to outstrip plans.
- Baas calls for systemic reforms across insurers, outpatient practices and hospitals, warning payroll levies for health and long-term care could exceed 25% by the end of the legislative period.