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Top 10 Affordable Cities for First-Time Homebuyers in 2025

A new Realtor.com report highlights smaller cities and suburbs offering affordable prices and good quality of life for buyers entering the housing market.

  • Harrisburg, Pennsylvania, ranks first with a median home price of $140,000 and a favorable price-to-income ratio of 2.6.
  • Florida features prominently on the list with Villas, Lauderdale Lakes, and Altamonte Springs offering affordable options under $250,000.
  • Rochester, New York, boasts the lowest median home price at $129,900, with strong economic recovery and livability scores.
  • The report emphasizes affordability, housing inventory, and amenities as key factors, with no West Coast cities making the cut.
  • Experts predict that while home prices may rise in 2025, increased inventory could provide more opportunities for first-time buyers.
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