Overview
- T‑Mobile rolled out the new terms this week, extending what were 24‑month equipment plans to 36 months for these devices.
- Nearly all iPads and major watches, including Apple Watch Series 11, Pixel Watch 4, and Galaxy Watch 8, now show three‑year financing, with kids’ watches as the main exception.
- Phones are not affected at this time and continue to use 24‑month or other promotional arrangements.
- Lower monthly payments come with longer commitments because paying off early typically forfeits remaining promotional credits.
- T‑Mobile’s shift follows recent criticism it leveled at rivals for using 36‑month financing, marking a notable reversal in stance.