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Tether to Dramatically Expand Commodity Lending After $1.5 Billion in Loans

The company aims to fill bank financing gaps by offering rapid short-term loans via USDt as well as cash.

Overview

  • Tether says it has issued about $1.5 billion in short-term credit to commodity traders using both USDT and U.S. dollars.
  • CEO Paolo Ardoino said the firm will “expand dramatically” its exposure in commodity finance in the coming months.
  • Lending focuses on oil and agricultural goods such as cotton and wheat through the Trade Finance unit launched in 2022.
  • Using USDt enables near-instant cross-border funding that Tether pitches as an alternative where banks have retreated from commodity finance.
  • Some traders remain wary of borrowing in USDT due to regulatory and stability concerns, even as Tether points to nearly $200 billion in reserves to support scaling.