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Tamil Nadu Cabinet Approves Assured Pension Scheme Promising 50% of Last Basic Pay

State leaders frame it as a contribution-based response to rapid population ageing.

Overview

  • The Cabinet led by Chief Minister M. K. Stalin cleared the Tamil Nadu Assured Pension Scheme for government employees, with an assured pension equal to 50% of last-drawn basic pay.
  • Officials present the model as inter-generational equity, shifting part of pension costs to employees rather than the state bearing the full liability.
  • The scheme’s payment structure differs from the Contributory Pension Scheme and the National Pension System, where CPS members receive a lump sum and may buy annuities, meaning not all receive a lifelong pension.
  • Detailed operational guidelines and formal fiscal costings have not yet been issued by the government.
  • An editorial estimates a one-time payout of about ₹13,000 crore and an annual burden near ₹11,000 crore and suggests the move could spur similar demands in other states, including Kerala.