Overview

• Zhang and Liao staged a dry ice accident in early 2023, freezing Zhang’s feet for around 10 hours to fake frostbite injuries.
• Investigators determined the pair held policies with five insurers since 2005 and sought about NT$41.26 million in payouts.
• Only one insurer paid NT$8,000 before the scheme unraveled and both suspects were arrested on fraud charges in 2024.
• The court noted Zhang endured immense pain from self-inflicted harm and had reached settlements with several companies, factors credited for his lenient sentencing.
• Liao was identified as the mastermind behind the plot and handed a six-year prison term for orchestrating the fraud.