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T-Mobile Launches Capital One–Issued Visa That Restores $5 AutoPay Discount

Bill credits return for consumer accounts only when payments run through T-Mobile’s co-branded card.

Overview

  • Online applications opened Nov. 4, with in-store applications beginning Nov. 10 and immediate digital cards issued upon approval.
  • This is currently the only credit card that qualifies for the $5-per-line AutoPay discount, yielding up to $40 in monthly savings on eight lines.
  • The card is issued by Capital One on the Visa network, with account management in the T-Life app or Capital One’s mobile app.
  • Cardholders earn 5% back in T-Mobile Rewards on phones, devices, and accessories bought from T-Mobile, and 2% back on other purchases redeemable toward bills or gear.
  • There is no annual fee or foreign transaction fees, eligibility is limited to postpaid consumer customers with at least one active smartphone line, and perks include travel discounts and a Tuesday Shell fuel offer through December 23.