Overview
- Online applications opened November 4 with instant digital card access upon approval, and in‑store applications begin November 10.
- Using the card for AutoPay restores $5 off per line each month, capped at $40 for eight lines on eligible plans.
- Cardholders earn 5% back in T-Mobile Rewards on devices and accessories bought from T-Mobile and 2% back on all other purchases.
- Rewards can be redeemed only toward T-Mobile bills, phones, or accessories, and the card charges no annual or foreign transaction fees with account management in T‑Life or Capital One apps.
- Eligibility is limited to postpaid consumer accounts with at least one active smartphone line, excluding business, prepaid, and government customers, with added perks including travel portal discounts and a limited-time Shell fuel offer.