Overview

• Two default-on toggles—“fraud and identity theft protection” and “sharing certain financial information”—have been activated in T-Mobile’s Privacy Center.
• The fraud protection setting analyzes account information, device data, texting and calling patterns, and URL interactions to create risk indicators shared with third parties.
• The financial information toggle shares customer financial details with banks, affiliates, and non-affiliates by default to support financial offerings and marketing partners.
• Users must manually opt out of each setting per line through the Privacy Center browser dashboard or the T-Life app, repeating the process for multi-line accounts.
• T-Mobile defends the changes as improving service and ad personalization, but privacy advocates warn the default opt-out approach and vague third-party sharing raise fresh concerns.