Overview
- Synchrony reported fourth‑quarter net earnings of $751 million, or $2.40 per share, which included a $0.14 restructuring charge tied to a voluntary early‑retirement program.
- Synchrony logged a fourth‑quarter record of more than $49 billion in purchase volume with digital platform spending up 6% on higher spend per account.
- Community Financial posted record operating revenues of $215.6 million and a record $133.4 million in net interest income as net interest margin rose six basis points to 3.39%.
- Community Financial flagged elevated non‑interest expense of $138.5 million from incentive true‑ups and branch integration costs and outlined 2026 targets that include 3.5%–6% loan growth, 2%–3% deposit growth, 8%–12% NII growth, de novo branches and the planned ClearPoint acquisition.
- Camden National recorded a quarterly earnings record of $22.6 million with net interest margin up 13 basis points to 3.29% as management said Northway Financial acquisition benefits are fully delivering, supported by solid credit metrics and strong home‑equity growth.