Survey Reveals Payment Preferences for Online Shopping in Germany

A study shows Germans favor invoice payments for high-value purchases, while PayPal dominates for smaller transactions.

A Verivox survey of 1,000 participants found that 32.4% prefer invoice payments for online purchases over €1,000, citing security and flexibility.
PayPal ranks as the most used payment method for smaller amounts, with 47.5% choosing it for purchases around €25 and 40.1% for €100.
Invoice payments are considered the safest option by 54% of respondents, followed by PayPal at 35% and direct debit at 29%.
The preference for invoice payments stems from the ability to inspect goods before paying and avoid upfront costs, especially for expensive items.
Convenience and speed are key factors for smaller transactions, making PayPal the leading choice for lower-value online shopping.