Overview

• A quarter of British adults identify as 'silent savers,' keeping financial matters private, while only 5% are completely open about their finances.
• The study categorizes participants into four financial personality types, including 'silent saver,' 'cautious calculator,' and 'casual conversationalist.'
• Although 88% of respondents feel confident with numbers, 37% struggle with complex financial documents like utility bills and bank statements.
• Financial stress is widespread, with 35% of adults running short of cash by month-end and 30% carrying debt such as credit cards, mortgages, or loans.
• Experts urge more open discussions about finances and numeracy to boost confidence, improve money management, and enhance economic inclusion.