Survey: Most Brazilians Expect Fintech Tax Hikes to Hit Customers

Overview

• AtlasIntel reports that 92% of respondents believe higher taxes on fintechs would be passed on to customer costs.
• The poll, commissioned by Zetta, ABFintechs, Abranet and ABCD, surveyed 2,227 people aged 16+ from Oct. 28 to Nov. 10 with a 2-point margin of error at 95% confidence.
• Majorities foresee concrete effects if costs rise, with 77% expecting higher fees and loan interest and 75% anticipating steeper credit-card rates.
• If pass-through occurs, 36.8% say they would remain with fintechs, 32.3% would switch to traditional banks and 30.9% are undecided.
• The CAE-approved bill would lift CSLL for payment institutions from 9% to 12% in 2026 and 15% in 2028, and for financial institutions from 15% to 17.5% in 2026 and 20% in 2028, with the text now pending in the Chamber.