Overview

• A YouGov survey for Postbank of 2,001 adults in July reports 34.6% assess their financial knowledge as at most insufficient or nonexistent.
• Another 26.7% say they do not inform themselves about personal finance at all.
• Among those seeking guidance, 23.8% turn to family or friends, with roughly one in five using online finance platforms or bank advice.
• Finfluencers are not considered important by 77.6% of respondents, though 29.6% of 18–24-year-olds view them as important, with sharply lower shares among older groups.
• Savers say the largest slices of their money sit in current accounts (19.6%) and overnight savings (18.5%), while funds/ETFs account for 10.4% and owner-occupied housing for 10.2%, as BaFin and investor advocates urge careful vetting of online tips.