Overview
- Only about three in ten respondents say they received financial education during their schooling, underscoring an implementation shortfall.
- Use of digital wallets and QR payments reached 77%, with 36% naming them their primary method, surpassing cash at 32% and debit cards at 18%.
- Among people under 29, 23% report investing in stocks, 10% in government bonds, 27% in mutual funds, and 21% buying cryptocurrencies.
- Traditional preferences persist as 62% trust buying dollars and 61% trust term deposits, while just 14% favor cryptocurrencies, and 65% keep a household budget as over half recently relied on savings, credit or extra work.
- BCBA Joven points to concrete efforts, including technical work on Chubut’s financial education law, programs in Catamarca and Jujuy, and club-based modules extending to the City of Buenos Aires in 2026 through an agreement with the Federación de Clubes de Barrio.