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Supporter Claims Ripple Built Institutional 'Wall Street Kit' for XRP and RLUSD

Analysts say the thesis remains unproven pending observable institutional flows, deeper liquidity, live deployments.

Overview

  • Software engineer Vincent Van Code posted Wednesday that Ripple’s 2025–2026 deals assembled custody, treasury, and prime brokerage to make institutional use operational.
  • He described Ripple Payments as ISO 20022–compliant cross-border rails on the XRP Ledger that are already moving billions for global banks.
  • Claimed components include GTreasury acquired for $1 billion and Ripple Prime presented as powered by a $1.25 billion Hidden Road acquisition.
  • The post portrays Ripple Custody as bank-grade via the Palisade acquisition plus integrations with Standard Custody and Metaco, with a claim that RLUSD reserves are held at BNY Mellon.
  • Coverage characterizes the post as supporter commentary requiring verification through capital flows, liquidity data, and production deployments; Ripple did not immediately comment; XRP traded around $2.15 at press time.