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Study Sees Modest Jobs Boost From Germany’s ‘Aktivrente’ as Bundestag Takes Up Plan

New research suggests the measure will lift participation only modestly, leaving the budget short by hundreds of millions.

Overview

  • The proposal would exempt up to €2,000 per month of earnings for people at statutory retirement age starting January 2026 if enacted, with health and long‑term care contributions still due.
  • An analysis by DIW for the Bertelsmann Foundation estimates roughly 25,000 to 33,000 full‑time equivalent jobs added among older workers.
  • In a survey of about 3,000 people aged 60 to 71, the share unwilling to work after retirement fell from 52% to about 47% under a tax‑free earning option.
  • The Finance Ministry projects around €890 million in annual tax losses, and the study calculates about 40,000 additional FTEs would be needed for revenue neutrality.
  • Researchers call for targeted information campaigns and labor‑law clarity to increase uptake as lawmakers open the first Bundestag debate this week.