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States Roll Out 2026 Laws on AI, Housing, Health Costs and Wages

A wave of state policies is reshaping obligations for landlords, insurers, tech firms and election campaigns from California to Nevada.

Overview

  • California now requires landlords to provide working stoves and refrigerators in rental units under AB 628, with repairs or replacements mandated for recalled appliances.
  • Insulin copays in California are capped at $35 for a 20-day supply for large state-regulated health plans beginning Jan. 1, 2026, under SB 40.
  • California’s SB 53 imposes documented risk‑mitigation requirements on large AI developers, while Nevada’s AB73 makes AI use in campaign materials subject to clear disclosure.
  • Nevada’s AB220 establishes free state ID cards for residents experiencing homelessness, including confidentiality protections for personal information.
  • Minimum wages rise in multiple states, including New York’s move to $17 downstate and $16 upstate, and Minnesota’s paid family and medical leave program offering up to 20 weeks begins.