Overview
- State Farm began sending dividend payments on July 31 and the company says millions have already been paid as mailings and portal notices continue by state.
- More than 49 million vehicle owners who held a State Farm personal auto policy at any time in 2025 are eligible if their calculated share is $10 or more.
- Individual payments are computed as a percentage of 2025 premiums that ranges roughly from 4% to 10% by state and average about $100 per vehicle.
- Customers with an email on file receive a unique ID/PIN and a link to sfdividend.com to choose digital delivery or a check while those without email will be mailed a check, and State Farm says it will never charge a fee to deliver the dividend.
- The payout reflects State Farm’s mutual-owner structure returning excess surplus after a strong underwriting year, a trend that has also left several other auto insurers profitable even as homeowners insurance faces different cost pressures.