Overview
- State Farm started issuing the dividend on July 31, 2026, and millions of payments have already gone out with more mailed and sent electronically in state-by-state waves.
- Eligibility is automatic for anyone who held a personal State Farm auto policy at any time in 2025 and payments are calculated per policy as roughly 4% to 10% of 2025 premiums.
- Payments average about $100 per vehicle and can arrive as a mailed check or digital transfer after customers receive an email from donotreply@e.sfdividend.com or use the portal at sfdividend.com.
- State Farm says the payout comes from 2025 surplus tied to lower-than-expected claims and does not directly affect future auto rates, which the company sets based on expected future costs.
- Policyholders should guard against scams by using the official portal or calling 1-888-808-9532 to verify payments and note that mutual insurers like State Farm can return surplus to members when results permit.