Overview
- Geoffrey Kendrick, Standard Chartered’s head of digital assets research, projects XRP at $8 by end‑2026, a scenario he links to scaled institutional access.
- U.S. spot XRP ETFs have drawn roughly $1.14–$1.27 billion in net inflows since launching in November, with funds from Franklin Templeton, 21Shares, Bitwise, Grayscale and Canary.
- XRP is trading near $1.86–$1.90, leaving the bank’s call implying about 330% upside from current levels.
- Regulatory overhang eased after the SEC withdrew its appeal in August 2025 and Ripple settled for about $125 million, clearing a path for ETF products.
- Near‑term watch items include January’s scheduled 1 billion‑XRP escrow unlock and exchange balances near multi‑year lows, conditions that could magnify price moves.