Overview
- Nearly 7.5 million SSI recipients will receive their first COLA‑adjusted deposit on Dec. 31, 2025, counting as January’s payment.
- The 2026 cost‑of‑living adjustment is 2.8%, lifting reported SSI maximums to $994 for individuals, $1,491 for couples, and $498 for essential caregivers.
- Retirement, survivor, and disability beneficiaries will see COLA‑increased checks on the regular Wednesday cycle in January: Jan. 14, Jan. 21, or Jan. 28 based on birthdate.
- Roughly 74 million people receive Social Security benefits nationwide, with about 7–7.5 million on SSI.
- People who get both SSI and Social Security may see multiple deposits in December, including an SSI payment on Dec. 1, a Social Security payment on Dec. 3, and the advanced January SSI on Dec. 31.