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SSA Will Continue Paper Checks for Beneficiaries Without Digital Access

Pressure from Senator Elizabeth Warren prompted the reversal to ensure no beneficiary lacking electronic access is cut off

Overview

  • President Trump’s March executive order requires all federal benefits to shift to electronic transfers by September 30, 2025, allowing only limited exceptions.
  • On July 25, the SSA formally abandoned its plan to eliminate paper checks, committing to continue mailing them for those unable to use digital payment methods.
  • Fewer than 1 percent of Social Security beneficiaries still receive paper checks, chiefly due to lack of bank accounts or difficulties with technology.
  • The SSA will keep offering technical support through its My Social Security platform to help underbanked and technology-limited recipients enroll in direct deposit.
  • Treasury data show electronic payments cost under 15 cents each compared to about 50 cents for paper checks and are 16 times less likely to be lost, stolen, or altered.