Overview
- Paper checks were discontinued after September 30, 2025, and all Social Security, SSDI, and SSI benefits now pay by direct deposit or the Direct Express prepaid card.
- Benefit disbursements continue on schedule during the federal shutdown because they are mandatory spending, covering November payments as usual.
- SSA offices remain open for essential services but are operating with reduced staff, causing delays for non‑urgent tasks such as Medicare card issuance, benefit verifications, and some record corrections.
- Beneficiaries can update banking details at ssa.gov/myaccount; those without bank accounts can request a Direct Express card at 1-800-333-1795 or usdirectexpress.com.
- Officials cite fraud reduction, faster access to funds, and Treasury-estimated savings of millions in printing and mailing costs, with limited exceptions for people who lack banking or technology access.