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Speed Camera Boom Drives 12% Jump in UK Driver Penalty Points to 9.6 Million

Insurers warn the surge in camera-caught speeding is likely to raise premiums.

Overview

  • The total has more than tripled since 2021, rising from about 2.8 million to 9.6 million in 2024, according to DVLA data obtained by Co-op Insurance.
  • Speeding on public roads and motorways was the most common offence last year, with driving uninsured the next most frequent.
  • Home Office figures show 2.71 million drivers were caught speeding in England and Wales in 2023, with cameras detecting about 96% of offences.
  • Regional analysis found the South West had the highest rate of points per population (51.0 per 1,000 people) and London the lowest (35.2), with Scotland close behind London.
  • Insurers say points increase risk and costs, with Go.Compare reporting average premiums 23% higher for drivers with a speeding conviction and estimating £291 million in additional overall premiums.