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SPD Defends Inheritance Tax Plan as CDU and Industry Warn of Harm to Family Firms

The proposal aims to lighten typical estates by shifting greater taxation to very large inheritances.

Overview

  • The SPD draft sets a €1 million lifetime personal exemption and a €5 million allowance for business transfers, with progressive taxation above those levels.
  • Transfers of companies could be paid over up to 20 years, and the SPD proposes abolishing current business-asset relief rules.
  • SPD deputy Wiebke Esdar argues most small and mid-sized firms would pay nothing under the €5 million threshold, citing KfW data showing typical SME values near €500,000.
  • CDU figures and the DIHK reject the plan, warning it would burden many family firms; IW estimates the threshold would be relevant for roughly 55% of around 80,000 companies.
  • The Constitutional Court is reviewing the legality of existing business relief with a decision expected in 2026, and the SPD signals any additional revenue could support education.