Overview
- The Sparkassen-Finanzgruppe plans to retire the S‑ID‑Check app on 31 January 2027 and require customers to use the S‑pushTAN app for 3‑D Secure card authentication.
- Click to Pay for Mastercard and Visa will be available to Sparkassen customers from 22 November 2026, letting users pay without typing card numbers by storing cards as tokens.
- S‑Payment says more than one million cards are already registered with S‑pushTAN and a transfer assistant plus push messaging will be used to move remaining customers into the new flow.
- Finanz Informatik will deliver required scheme changes in OSPlus Release 26.1 and merchants must support the Click to Pay token flow for customers to use it at checkout.
- Customers who do not switch will still be able to use S‑ID‑Check until shutdown but should register early because some activation steps and exact in‑app confirmation mechanics have not yet been fully detailed and fraud alerts are being issued.