Sparkassen Phases Out S‑ID‑Check and Moves 3‑D‑Secure Confirmations to S‑pushTAN
The switch will require customers to register affected cards in the S‑pushTAN app so they can still authorize online card payments.
Overview
- Sparkassen stopped new registrations for the S‑ID‑Check app in mid‑January 2026 and are now decommissioning the service for existing users.
- The S‑pushTAN app will take over 3‑D‑Secure confirmations (branded as Mastercard Identity Check and Visa Secure) so customers must register their cards there to approve online card purchases.
- Regional Sparkassen give different cut‑off dates — some cite the end of 2026 while others name 31 January 2027 — so customers must follow the deadline in their bank’s notice.
- Banks offer an in‑app migration assistant and, for customers without online banking, a postal activation letter; delays in mail activation can block online payments but do not affect in‑store card use or ATM withdrawals.
- Sparkassen warn of phishing that uses the change as a pretext and advise customers to use official apps or branch help, never disclose PINs/TANs, and complete the switch well before any important purchase.