Overview
- New credit card registrations in S-ID-Check have been blocked since mid-January 2026.
- Cards already enrolled can use S-ID-Check through the end of 2026, then online payments must be confirmed via 3D-Secure in S-pushTAN.
- Customers enable the new process in online banking, with setup steps varying by their existing TAN method, and Sparkasse urges an early switch.
- The change aligns with the industry standard known as Visa Secure and Mastercard Identity Check.
- Sparkasse will shut down the S-Trust storage and its password manager on 31 March 2026, so users should export their data beforehand.