Overview
- INE reports 46,120 home loans in September, up 12.2% year on year and the highest September since 2010, with the average mortgage rate down to 2.85%.
- Notaries’ data show sales weakening in Madrid and the Canary Islands but surging in interior regions such as Castilla y León, Extremadura and Castilla-La Mancha, with September transactions up 5% and prices up 6.3%.
- Idealista’s October index shows second‑hand prices up 15.7% nationally, yet several municipalities posted sharp declines, including Torreperogil and Arroyo de la Luz (−21%) and Alguazas and Abarán (−13%).
- Local divergences include steep gains such as Villarejo de Salvanés in the Madrid region, where asking prices rose about 48% over the past year, according to Idealista.
- Regional officials from Murcia, Balears, Castilla y León and Canarias call for faster construction and more protected housing, as Asufin finds 47.7% of new mortgages are for investment.