Overview
- Owners must register their vehicles of personal mobility with the DGT, obtain a circulation certificate, and display a label or plate to secure a policy.
- Riding without the required insurance from January 1, 2026 could bring fines reported between €200 and €1,000 depending on the case.
- Until the start date, e‑scooter riders remain personally responsible for any physical or material damages they cause in an accident.
- The obligation applies nationwide regardless of municipality, covering areas such as Bizkaia, Málaga, and Barcelona.
- If a motor vehicle causes a crash involving an e‑scooter, the driver’s minimum third‑party insurance would cover the rider’s injuries and property damage.