Overview

• Since July 5, UK visitors must present comprehensive private health insurance upon arrival or face fines up to €6,900 or denial of entry.
• EHIC and GHIC cards still provide basic state care but do not meet Spain’s new entry standard, which mandates private policies covering at least €30,000 in medical expenses.
• Border officials and transport providers, including airlines and ferry operators, are checking insurance proof before allowing travelers to board or enter.
• Research by Opinion Matters shows nearly eight million British holidaymakers travel without insurance each year, while 27% sometimes go uninsured.
• Travel experts advise purchasing a policy as soon as a trip is booked, ensuring coverage for pre-existing conditions and carrying printed or digital proof to avoid penalties.