Overview

• SoFi reported Q1 2025 adjusted net revenue of $772 million, a 33% year-over-year increase, and EPS of $0.06, doubling analyst expectations.
• The company raised its 2025 guidance to $3.273 billion in revenue, $0.275 EPS, and $885 million EBITDA, exceeding previous forecasts.
• Shares of SoFi Technologies have risen 22% since Monday, prompting Barclays and Citizens JMP to raise price targets to $12 and $17, respectively.
• CEO Anthony Noto highlighted record growth in members, products, and fee-based revenue, marking the strongest quarterly growth in five quarters.
• SoFi plans to reenter the cryptocurrency market within 6–18 months, leveraging clarified regulatory guidelines from the OCC, Fed, and FDIC.