Overview

• SoFi posted second-quarter EPS of $0.08 on $855 million in revenue, beating analyst expectations of $0.06 per share and $804 million.
• Net income soared 459% year-over-year to $97.3 million, topping Street forecasts of $68.3 million.
• Management lifted full-year 2025 adjusted net revenue guidance to $3.375 billion and forecast GAAP EPS of about $0.31.
• The company added a record 850,000 members in Q2, bringing its total to 11.7 million and targeting at least 3 million new members this year.
• Shares jumped roughly 15% intraday before falling over 8% after hours upon announcing a $1.5 billion common stock offering with an option for up to 15% more shares.