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SoFi Prices $1.5 Billion Stock Offering at $27.50 as Shares Slide

The fintech says the raise strengthens its balance sheet to support expansion following a sharp 2025 rally.

Overview

  • SoFi set terms at 54.5 million new shares priced at $27.50 each, with a 30‑day option for underwriters to purchase up to 8.2 million additional shares.
  • Goldman Sachs leads the deal with BofA Securities, Citigroup, Deutsche Bank Securities, and Mizuho as co-managers, and the offering is slated to close on Dec. 8.
  • The stock fell roughly 6% to 8% in after-hours and premarket trading following the announcement, reflecting investor concerns about dilution.
  • The company says proceeds will bolster capital, increase financial flexibility, and fund growth initiatives, adding to a reported $3.25 billion cash balance as of Sept. 30.
  • The move follows strong Q3 results and a big year-to-date rally, and comes as analysts discuss SoFi as a potential S&P 500 candidate even as index decisions remain uncertain.