Overview

• Adjusted net revenue rose to $858 million in Q2 2025, while adjusted net income climbed 459% to $97 million.
• SoFi added 846,000 members in the quarter, bringing total membership to 11.7 million.
• The company originated a record $8.8 billion in loans in Q2, with bad-debt charge-offs trending lower in recent quarters.
• SoFi operates a digital-first platform that cross-sells banking, loans, brokerage—including crypto—and ETFs within a single app.
• Shares have moved to fresh highs as investors focus on sustained profitability through 2025 and the expanding mix of higher-margin services.