Overview
- Access begins Nov. 11 for select users in a phased rollout that SoFi says will reach all 12.6 million members by the end of 2025.
- Customers can buy, sell, and hold dozens of tokens, including Bitcoin, Ethereum, and Solana, using funds from their SoFi checking or savings accounts inside the main app.
- A waitlist runs through Nov. 30 with a chance to win one Bitcoin for qualifying early users, and launch limitations include ACH/USD funding only with no outbound transfers.
- The relaunch follows 2025 OCC and FDIC guidance allowing banks to custody and execute crypto services, and reports indicate Schwab, Morgan Stanley, and PNC plan similar offerings.
- SoFi outlined next steps such as a U.S. dollar stablecoin, crypto-enabled remittances, and borrowing against crypto holdings, with institutional access described as coming soon.