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Social Security Starts Paperless Payments as Oct. 15 Distribution Approaches

The 2026 cost-of-living adjustment will be set on October 24 following the September CPI release.

Overview

  • Beneficiaries born between the 11th and 20th of the month are scheduled to receive October payments on Wednesday, Oct. 15, per the SSA calendar.
  • The SSA has begun phasing out paper checks, requiring most recipients to use direct deposit or a Direct Express card under a policy change stemming from a March executive order.
  • SSI recipients will receive the November installment on Friday, Oct. 31, because Nov. 1 falls on a weekend, which does not constitute a duplicate payment.
  • November benefit dates are set for Nov. 3 for those paid on the legacy schedule, followed by Nov. 12, Nov. 19, and Nov. 26 based on birth dates.
  • The SSA advises recipients to wait at least three business days before contacting the agency if a scheduled payment does not arrive.