Overview
- The SSA is depositing payments today for beneficiaries with birthdays on the 1st–10th, covering retirement, disability, and survivor benefits.
- Remaining January deposits are set for Jan. 21 for birthdays on the 11th–20th and Jan. 28 for the 21st–31st.
- The 2.8% COLA raises 2026 benchmarks, with the average retiree at about $2,071 monthly and a potential maximum of up to $5,108 for those claiming at age 70.
- New 2026 earnings rules apply: a $24,480 limit before full retirement age, $65,160 in the year reaching it, and Social Security taxes levied on wages up to $184,500.
- February SSI will be paid early on Jan. 30, with federal maximums up to $994 for individuals and $1,491 for couples; if a scheduled deposit is missing, wait up to three business days and check with your bank before contacting the SSA.