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Social Security Payments Stay On Schedule During Shutdown, With $200 Boost Proposed for Early 2026

Checks are going out by birth‑date waves, with COLA changes starting for SSI at the end of December.

Stock image/file photo: Social Security card with U.S. Dollars.
This week’s Social Security payments will be disbursed on Wednesday, November 12, for beneficiaries whose birthdays occur between the 1st and 10th of any month.
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Overview

  • November retirement benefits are being issued in three waves: Nov. 12 for birthdays on the 1st–10th, Nov. 19 for the 11th–20th, and Nov. 26 for the 21st–31st.
  • Key online services, including benefit verification letters and replacement Medicare cards via my Social Security, remain available despite the federal shutdown.
  • The next SSI payment arrives Dec. 1, with up to $967 for individual recipients, and January’s SSI will be paid early on Dec. 31 because of the New Year’s Day holiday.
  • A 2.8% COLA is set for 2026, taking effect for SSI in December and for most other beneficiaries in January, which equates to roughly $56 more per month for the average retiree.
  • Senate Democrats have introduced a bill to add a tax‑free $200 monthly supplement from January through June 2026 for Social Security, SSI, railroad retirement, and certain veterans’ benefits, which has not been enacted.