Overview
- Payments on Jan. 21 go to people with birthdays from the 11th to the 20th, covering retirees, disability beneficiaries, and survivors, with payment timing based on the worker’s birth date for family benefits.
- This is the second of three January rounds: Jan. 14 for birthdays on or before the 10th, Jan. 21 for the 11th–20th, and Jan. 28 for the 21st–31st.
- For 2026, the SSA projects average monthly benefits of about $2,071 for a typical retiree and $3,208 for a retired couple.
- New earnings‑test thresholds apply in 2026: $24,480 with $1 withheld for every $2 over the limit for those below full retirement age, and $65,160 with $1 withheld for every $3 over the limit in the year someone reaches it; the maximum taxable earnings cap rises to $184,500.
- February’s SSI payment will be issued on Jan. 30, with up to $994 for individual recipients, because Feb. 1 falls on a Sunday.