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São Paulo FC Reports Debt Cut and Jan–Sep Surplus as New Filing Warns on Football Overspend

The financing structure and transfer income are powering a turnaround despite an overrun in football spending.

Overview

  • An October filing from Outfield shows total indebtedness fell from about R$968 million at end-2024 to roughly R$912 million by early October, with bank debt down 22%.
  • The club recorded nearly R$20 million in surplus for January through September and is projected to finish 2025 in the black, according to the report.
  • Football-related expenses reached R$384.5 million, exceeding the budget by R$91 million, and the report says spending adjustments have not yet satisfied the covenant.
  • Transfer income totaled R$233.1 million in 2025, above the plan, and the club is expected to make additional sales by December 31 to balance cash and meet targets.
  • Of a R$240 million FIDC facility, R$135 million has been disbursed, and the club settled roughly R$17 million in bank, fiscal and federative obligations.