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SLC Warns Students of Scam Surge as January Maintenance Loans Are Paid

The agency says it never asks for bank or personal details by text or email.

Overview

  • The alert precedes the second instalment for autumn starters and the first payments for January starters, a period criminals often target.
  • Fraudsters send urgent, official-looking texts, emails and calls claiming payment problems, so students are urged to check for poor grammar, generic greetings and suspicious links.
  • Students should verify any contact through their secure online account, as SLC and Student Finance England do not use WhatsApp or social media to discuss applications or entitlements.
  • SLC sends SMS alerts if bank details are changed so customers can confirm any update, and students are advised to limit personal information online to reduce identity-theft risk.
  • Suspicious messages should be reported to SLC’s Economic Crime Unit at report@phishing.gov.uk and 0300 100 0059, with scam texts also reportable to the National Cyber Security Centre, as ministers highlight an expanded Fraud Strategy and the Stop! Think Fraud campaign.