Overview

• Changes take effect on Jan 1, 2026, with payout growth set at 4% annually through 2030; a claimant in 2030 would receive S$806 per month versus S$731 under the old rate.
• Premiums will rise with a one‑step increase in 2026 followed by 4% yearly growth, translating to average hikes of about S$38 a year and no more than S$75 from 2026 to 2030.
• The government will inject S$570 million in additional support over five years, including S$440 million in transitional offsets and more than S$130 million in means‑tested subsidies of up to 30%.
• From Jan 1, 2026, those born in 1979 or earlier may enrol only if they have no pre‑existing disabilities, closing the temporary window for applicants with mild or moderate disabilities after 2025.
• Eligibility for payouts stays at severe disability—unable to perform at least three of six daily living activities—with premiums payable via MediSave and assurances that no one will lose coverage due to inability to pay.