Overview
- The four-year holding period applies to all private homes purchased from July 4, 2025, reversing the 2017 reduction to three years.
- Seller’s stamp duty rates will climb by four percentage points per tier, peaking at 16 percent for properties sold within one year.
- Owners of HDB flats remain unaffected by the change due to existing minimum occupation requirements.
- Authorities cited a jump in sub-sales of uncompleted units from under 1 percent to over 6 percent since 2020 as a key driver.
- Analysts project minimal disruption to genuine buyers and long-term investors while discouraging speculative transactions.