Overview

• Banks in Sikkim are observing a holiday on July 28 for the Drukpa Tshe-zi festival under the RBI’s annual holiday framework.
• Customers can continue transactions through internet and mobile banking, UPI, ATMs, NEFT, and RTGS during branch closures.
• The RBI issues its holiday schedule annually under the Negotiable Instruments Act in coordination with state governments to include national and regional observances.
• The August 2025 calendar lists 15 non-working days including all Sundays, second and fourth Saturdays, Independence Day on August 15, and multiple state-specific festivals.
• Transactions requiring branch visits—such as cheque clearing, cash deposits, demand drafts, and locker access—will pause on designated holidays, prompting customers to plan in advance.